Author: conniepurser
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🧓 70+ 高齡旅客：旅遊醫療保險怎麼買？保額、慢性病、年齡限制一次說清楚 Travel Medical Insurance for Seniors 70+: How to Choose Coverage, Handle Age Limits & Pre-existing Conditions
70+ 高齡旅客出國，旅遊醫療險不會完美，但可以大幅降低重大醫療風險。這篇整理年齡限制、保額上限、慢性病條款與出發前準備，給想幫爸媽圓夢旅行的家人一個清楚的參考。 Traveling at age 70+ is possible with realistic expectations and smart planning. This guide explains age limits, coverage options, pre-existing condition rules and practical steps for seniors before traveling abroad.
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🫀 慢性病 × 旅遊醫療保險：出國前必懂的 7 件事（高血壓、糖尿病、心臟病）ravel Medical Insurance & Pre-existing Conditions: 7 Essentials for Travelers with Chronic Illness
慢性病旅客出國必讀：高血壓、糖尿病、心臟病等 Pre-existing Conditions 到底包不包？一篇教你如何挑保單、什麼算急性惡化、哪些情況會拒賠。 A must-read guide for travelers with chronic illness. Understand what counts as a pre-existing condition, what is covered, and how to protect yourself during international trips.
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🔥🏠 私人消防隊是真的嗎？加州野火、保險公司與有錢人的「專屬救火車」 Private Firefighting in California: How Insurance Hires Fire Trucks for the Wealthy
在加州野火季，你可能聽過「有錢人可以請私人消防隊來救自家房子」。這篇文章用白話解釋：公共消防 vs 私人消防隊有什麼差別？哪些服務是保險公司幫你買的？一般家庭能做什麼防火準備？ During California wildfire season, you may hear that wealthy homeowners can hire private firefighters to protect their mansions. This article explains the difference between public fire departments and private fire crews, how insurance wildfire programs work, and what ordinary families can do to reduce risk.
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🚑 EMT Billing：救護車費用為什麼這麼貴？哪些情況可以拒絕？保險到底賠不賠？ EMT Billing Explained: Why Ambulance Rides Are So Expensive and When You Can Refuse
在美國叫救護車可能收到 $1,500～$7,000 的帳單。其實 EMT Billing 有明確規則。哪些情況能拒絕？哪些狀況保險一定要付？一篇讓你完全搞懂救護車費用。Ambulance costs surprise many patients. This guide explains EMT billing, insurance coverage, balance billing, and practical ways to avoid unnecessary charges during emergencies.
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💔⚖️ 離婚 × 監護 × 探視 HUB Page：32 篇 ｜ Divorce × Custody × Visitation HUB Page: 32-Article Master Index
這一頁是美國離婚系列的 HUB：說清楚「有身份」與「無證移民」在離婚時的共同權利——都可以離婚、找律師、分財產、爭取小孩監護權，不會因為身份而被家庭法院拒絕。A hub page for US divorce guides: whether documented or undocumented, you can file for divorce, hire a lawyer, and ask the family court to protect you and your children.
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📝🏠👧 監護調查完整指南：法院怎麼評估父母？ Custody Evaluation: What Courts Look For, How Investigations Work, and How Parents Should Prepare
監護調查是法院決定監護權最關鍵的程序。本文完整說明流程、訪談、家訪、心理測驗、評估標準與父母準備方式，協助順利通過調查。
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🚫👧 孩子拒絕探視：原因、法律、父母如何協助？ Child Refusal of Visitation: Why It Happens and How Courts Handle It
孩子拒絕探視是離婚與共同教養中最複雜的問題。本文整理原因、法院標準、改善策略與誤區，協助父母合法又健康地面對。
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👀👨👩👧 監督探視：什麼情況需要？要多久？怎麼解除？ Supervised Visitation: When Courts Order It and How Parents Can End It
監督探視是法院在孩子安全受到疑慮時採取的保護措施。本篇完整解析監督的原因、探視流程、期待行為、如何恢復正常探視。 A full guide to supervised visitation and how parents can return to unsupervised parenting time.
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🤝👨👩👧 家庭調解：什麼時候需要？調解員會問什麼？ Family Mediation: When Courts Require It and How to Prepare for the Process
家庭調解是法院避免訴訟、協助父母溝通的工具。本文整理調解流程、調解員問題、準備清單、常見失誤、以及何時需要法院命令。 Family mediation overview with full preparation steps.