Category: Insurance & Risk Management in the U.S.
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為什麼現在，把 Tesla 租給陌生人反而是合理的？｜從保險角度看 P2P 租車（Turo） ✅ Why Renting a Tesla to Strangers Can Make Sense Today — The Insurance Logic Behind P2P Car Sharing (Turo)
以前「借車＝自找麻煩」，現在 P2P 平台卻能把車租給陌生人。關鍵不是人變可靠，而是保險結構把責任重新切割、重新定價。 P2P car sharing works not because people got “safer,” but because insurance structure changed—risk is reallocated, repriced, and clearly assigned.