Category: Recreation & Specialty Insurance
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🌋 極限運動保險一次看懂：旅行險哪些會拒賠？哪些能加買？ Adventure Sports Insurance: What Is Covered and What Gets Denied
極限運動保險全攻略：攀岩、跳傘、滑翔傘、潛水、漂流、Zipline、蹦極，哪些需要額外保險？旅行險會不會拒賠？This guide explains which extreme sports require special coverage so travelers don’t get denied claims.
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🪂 Skydiving 真正跳傘保險入門（CA・TX・FL・NY）｜極限運動 × Waiver × 醫療 × 責任 Skydiving Insurance Guide
Skydiving 是高風險運動，保險排除多。本篇教你：你需要哪些保險、跳傘常見意外、Waiver 的限制、四州差異，以及如何避免不賠風險。Skydiving is extreme—this guide explains required insurance, waiver limits, common injuries, and state rules.
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🌀 Indoor Skydiving 室內跳傘保險入門（CA・TX・FL・NY）｜風洞 × 意外 × Waiver × 保險完整指南 Indoor Skydiving Insurance Guide
Indoor Skydiving 是安全許多，但仍可能出現扭傷、墜落、風力撞擊。本篇教你：哪些保險會賠、哪些不賠、Waiver 的效力，以及四州規範。Indoor skydiving can still cause injuries—this guide explains coverage, limitations, waivers, and safety rules.
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🪂 Bungee Jump 高空彈跳保險入門（CA・TX・FL・NY）｜極限運動的風險、Waiver、責任與保險全解析 Bungee Jump Insurance Guide
Bungee Jump 是高風險冒險活動，許多保單不自動承保。本篇教你：需要哪些保險、Waiver 的限制、四州的安全規範，以及最常見的事故與不賠情況。Bungee jumping is high-risk—this guide explains required insurance, waiver limits, common injuries, and state differences.
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🪢 Zipline 高空滑索保險入門（CA・TX・FL・NY）｜從 Waiver 到責任險的完整指南 Zipline Insurance Guide (CA・TX・FL・NY)｜Waivers, Liability & What Insurance Pays
玩 Zipline 很刺激，但跌落、撞擊、裝備故障等意外時有發生。本篇教你：哪些保險會賠、哪些不賠、Waiver 的限制、四州規範差異。Zipline accidents happen—this guide explains what insurance pays, what doesn’t, waiver limits, and key rules by state.
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🌊 Jet Ski 水上摩托車保險入門（CA・TX・FL・NY）｜玩之前必懂的法律與保障指南 Jet Ski Insurance Basics (CA・TX・FL・NY)｜Liability, Collision & What Beginners Must Know
想玩 Jet Ski 卻不知道保險怎麼買？本篇手把手教你：法律要求、必買責任險、常見意外（翻覆、失控、碰撞他人）、海上救援費、租借 vs 自有差異。Beginner guide to Jet Ski insurance: what’s required by law, essential coverages, common risks, and renter vs owner rules.
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🚚 玩具拖車 / 休閒拖車保險入門（ATV・UTV・Jet Ski・Dirt Bike 用） Trailer Insurance 101: For ATVs, UTVs, Jet Skis, Dirt Bikes
拖 ATV／Jet Ski／Dirt Bike 一定要懂的拖車保險：汽車責任不等於拖車責任。本文整理四州規範、常見不賠項目與入門建議。 Beginner-friendly trailer insurance guide for towing ATVs, Jet Skis, and recreational equipment, with state rules and common exclusions.
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🌊 Jet Ski（水上摩托）保險入門：PWC × 船險 × 水上責任（CA・TX・FL・NY） Jet Ski / PWC Insurance 101: Liability, Collision, Theft, and Water Safety
水上摩托保險怎麼買？這篇一次搞懂 PWC 管理方式、租借風險、船險差異與四州規範（加州・德州・佛州・紐約）。 Beginner-friendly Jet Ski/PWC insurance guide covering liability, collision, theft, towing, and rules across CA, TX, FL, and NY.
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❄️ Snowmobile 雪車保險入門：冬季越野、Trail 騎乘與冰湖安全（NY・MN・WI・MI）Snowmobile Insurance 101: Trail Riding, Frozen Lakes, and Winter Safety
Snowmobile 雪車在紐約、明尼蘇達、密西根與威斯康辛非常常見，本篇整理雪車保單：責任、碰撞、失竊、醫療、拖車運送與常見不賠情況，適合第一次冬季越野的騎士。 Snowmobile basics: liability, collision, theft, medical payments, trail riding rules, and exclusions for new riders in NY, MN, WI, and MI.
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🏍️ Dirt Bike 越野摩托保險入門：Off-Road Motorcycle vs 一般機車 Off-Road Dirt Bike（CA・TX・FL・NY）
Dirt Bike／越野摩托車不是一般機車，本篇整理加州、德州、佛州、紐約的騎乘場景與保險重點：trail 越野、後院練習場、拖車運送、比賽與不理賠情況，讓你分清楚什麼要買 off-road 保單、什麼不能只靠機車險。 Dirt bikes are not regular street motorcycles — this article highlights key insurance points in CA, TX, FL, and NY so riders know when they need a dedicated off-road policy instead of relying on standard motorcycle insurance.
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🏜️ UTV／Side-by-Side 保險入門：越野、露營、農地必懂的保障（加州／德州／佛州） UTV / Side-by-Side Insurance 101: What Coverage Do You Need?
UTV／Side-by-Side 保險怎麼買？本篇用簡單方式介紹越野 X 露營車款的保障：責任、醫療、失竊、碰撞、拖運與各州差異。 Beginner-friendly UTV/Side-by-Side insurance guide covering liability, medical coverage, collision, theft, towing, and state differences.
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🏜️ ATV 保險入門：什麼是 ATV？哪裡能騎？需要買什麼保險？（加州／德州／佛州）ATV Insurance 101: What Is an ATV and What Coverage Do You Need
ATV 保險怎麼買？這篇教你看懂加州／德州／佛州的越野車險差異，包括責任、醫療、碰撞、失竊與拖運，適合第一次騎 ATV 的人。 ATV insurance basics for beginners — this guide explains liability, medical, collision, theft, towing, and state differences (CA, TX, FL).