Category: Travel Medical & Visitor Insurance
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🤰 懷孕可以出國旅行嗎？Pregnancy × Travel Insurance × Travel Medical
多數旅遊保險對懷孕只承保「突發併發症」，不保日常產檢與預期中的生產。本篇用簡單方式整理 Travel Medical 與 Trip Insurance 對懷孕的常見條款與注意事項。 Most travel insurance plans exclude normal pregnancy and delivery, but may cover certain complications. This guide explains the basics for travelers who are pregnant.
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🧳 Outbound：美國居民出國旅行，要買哪一種 Travel Insurance？ U.S. Residents Traveling Abroad — Travel Medical vs. Trip Insurance
美國居民出國時，原本的醫療保險常常無法完整涵蓋海外醫療與後送。本篇用簡單表格說明 Travel Medical vs Trip Insurance 的差異與適用情境。 When U.S. residents travel abroad, domestic health plans may not cover care overseas. This guide explains how travel medical and trip insurance work together.
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🧓👵 高齡父母來美探親：旅遊醫療保險怎麼買？（Visitor Insurance 完整指南） Visitor Medical Insurance for Parents Visiting the U.S. — Complete Guide
高齡父母來美探親最需要 Emergency Medical + Medical Evacuation。本篇整理三種 Visitor Insurance 類型、慢性病急性發作與年齡上限差異。 Parents visiting the U.S. need proper visitor medical insurance. This guide explains medical risks, age limits, and essential coverage for seniors.
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🫁 爸媽來美長途飛行 × 血栓／肺栓塞風險：Visitor Insurance 怎麼評估？台灣旅平險夠不夠？ Long-Haul Flights, Blood Clots & Pulmonary Embolism: Visitor Insurance for Parents Visiting the U.S.
「爸媽年紀大又要坐十幾個小時的飛機，如果在飛機上血栓、肺栓塞怎麼辦？」這篇專門寫給在美子女：用一般人看得懂的方式說明 DVT／PE 是什麼、長途飛行有哪些風險因子、台灣旅平險 vs Visitor Medical 有什麼落差，以及如何在出發前跟醫師討論、在能力範圍內把醫療與身故風險規劃好。This article is for adult children in the U.S. whose aging parents are flying in for a visit, and want to understand blood clot risks on long flights and how insurance actually fits into that picture.
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🫁 曾經得過肺栓塞還能出國嗎？長途飛行 × 血栓風險 × Travel Medical / Trip Insurance 攻略 Traveling After Pulmonary Embolism: Long-Haul Flights, Blood Clot Risk & How Travel Medical / Trip Insurance Fits In
這篇不是要幫任何人「允許」或「禁止」出國，而是站在教育角度，把三件事說清楚：1）DVT／肺栓塞是什麼，為什麼長途飛行會被特別提起；2）曾經有血栓或肺栓塞病史的人，出國前應該優先聽誰的建議（一定是主治醫師，而不是保險或旅行社）；3）Travel Medical / Trip Insurance 在這裡能幫忙的是「帳單與行程風險的一部分」，而不是推翻醫療專業。This article is for people with a history of clots or PE who are asking “can I travel again?” It walks through the medical and insurance angles so you can have a more grounded conversation with your doctor and your insurer.
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🧳 有慢性病也想出國玩？美國居民怎麼選 Travel Medical / Travel Insurance 比較安心？ Traveling Abroad with Chronic Conditions: How U.S. Residents Can Choose Travel Medical & Trip Insurance
「我有慢性病，還能安心出國旅行嗎？」這篇是寫給住在美國、已經有高血壓、糖尿病、心臟病等慢性病，還是想出國度假、回國探親、出差的人：怎麼用 Travel Medical / Travel Insurance 把風險做基本管理、哪些部分保單幫得上忙、哪些部分還是要靠自己的生活習慣與事前準備。If you’re a U.S. resident with chronic conditions and you’re planning an international trip, this article helps you think through coverage options, limits around pre-existing conditions, and practical steps to lower risk before and during travel.
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🩺 高血壓、糖尿病爸媽來美探親：Visitor Insurance 怎麼評估比較安心？ Visitor Insurance for Parents with Chronic Conditions: Diabetes, Hypertension, Heart Disease and U.S. Trips
「爸媽有高血壓、糖尿病，這樣還能買 Visitor Insurance 嗎？」幾乎每個在美子女都問過這個問題。這篇不賣商品，只把邏輯講清楚：什麼是既往病史、什麼是急性發作（Acute Onset）、慢性病相關的風險有哪些，哪些部分保單幫得上忙、哪些部分必須靠家人自己規劃。If your parents have long-standing health issues, it doesn’t automatically mean visitor insurance is useless. In this article, we focus on how to think about chronic conditions and U.S. travel: what counts as pre-existing, how “acute onset” clauses are often structured, and which risks remain on the family even with insurance…
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👵👴 70＋／80＋ 高齡父母來美探親：Visitor Insurance 醫療保險怎麼選？ Visitor Insurance for Seniors 70+ / 80+: How to Choose Medical Coverage When Parents Visit the U.S.
對很多住在美國的子女來說，最牽掛的是年紀已經 70＋、80＋ 的爸媽來美探親：一方面想讓他們看看生活，一方面又擔心長途飛行與美國醫療費用。這篇專門整理高齡父母來美買 Visitor Insurance 時會遇到的年齡限制、保額選擇與實務考量，幫你先想清楚「要不要來、來多久、要保到什麼程度」。For adult children in the U.S., inviting parents in their 70s or 80s can feel both joyful and stressful. This article focuses on senior visitors: what age limits look like, how coverage and premiums change with age, and how to think through trip length, health status, and realistic protection levels…
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🧮 便宜一定好嗎？Visitor Insurance 固定給付 vs 綜合型：爸媽來美醫療保險大解析 Fixed-Benefit vs Comprehensive Visitor Insurance: What Families Should Know Before Parents Visit the U.S.
爸媽來美探親時，Visitor Insurance 常見兩大類：保單上寫一長串「每項給付多少」的固定給付型，和比較像一般醫療險的綜合型。這篇用表格和例子拆給你看，讓你知道便宜方案的限制在哪裡、什麼情況可以接受固定給付、什麼情況一定要認真考慮綜合型，幫家人做出比較不後悔的選擇。When parents or relatives visit the U.S., most visitor medical plans fall into two categories: fixed-benefit (schedule-of-benefits) and comprehensive coverage. This article breaks down the differences with simple examples so you can see where the limitations of cheaper plans are, when a fixed-benefit plan might be acceptable, and when a comprehensive plan is…
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🌏 爸媽來美要買什麼保險？Visitor Insurance 入門：從零搞懂來美旅遊醫療保險 Visitor Insurance 101: A Simple Guide for Parents and Relatives Visiting the U.S.
很多在美子女會問：爸媽來美探親，到底要不要買 Visitor Insurance？台灣旅平險、信用卡送的保險，到底保些什麼？這篇是來美旅遊醫療保險的入門第一站，用實例幫你釐清：誰需要 Visitor Medical、怎麼看保額與免賠額、慢性病與高齡父母還能不能保。Many families wonder if parents visiting the U.S. really need separate visitor medical insurance. This intro article walks you through who needs it, the difference from regular trip insurance, how to read limits and deductibles, and what to keep in mind for older parents with diabetes, high blood pressure, or other…
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🧑🧓 爸媽來美 × 長途飛行 × 血栓風險：Visitor Insurance 怎麼買？台灣旅平險夠不夠？ Parents Visiting the U.S., Long Flights & Blood Clot Risks: Do You Need Visitor Insurance Beyond Home-Country Travel Plans?
爸媽來美探親，常常年紀 60＋、70＋，又有糖尿病、高血壓，長途飛機會不會產生血栓或肺栓塞？台灣旅平險到底保什麼？遇到在美國看急診、住院時夠不夠用？這篇專門寫給在美子女與海外長輩，整理 Visitor Insurance（來美旅遊醫療保險）的重點與血栓風險須知。